By accessing or using this website you agree to the following terms:
This platform is designed for informational purposes only. We make no guarantees, representations, or warranties regarding the accuracy, reliability, or completeness of any information displayed.
All listings and information provided are displayed on an “as-is” basis. We are not responsible for the conduct, services, representations, or advice of any third-party provider mentioned or linked on our platform.
Users are encouraged to conduct their own research and due diligence before engaging with any listed insurance provider or making any financial decision.
We reserve the right to modify or withdraw content or services from the platform at any time without notice.
Use of the platform constitutes your understanding and acceptance of these terms.
Legal Terms and Enforcement
These Legal Terms remain in effect for as long as you access or use the Services.
We reserve the absolute right, at our sole discretion and without prior notice or liability, to restrict, suspend, or permanently terminate your access to the Services at any time. Such action may be taken for any reason or no reason, including but not limited to:
- Breach of these Legal Terms or any other applicable policies,
- Violation of any applicable law or regulation,
- Conduct which, in our judgment, compromises the security, integrity, or reputation of the Services or organisation.
We may delete any content or listings submitted by you and close your account without warning. In the event of termination, you are strictly prohibited from attempting to re-access the platform by any means.
We reserve the right to pursue all remedies available to us, including injunctive relief, civil proceedings, and referral to law enforcement.
Modifications and Interruptions
We may amend, update, suspend, or discontinue any aspect of the Services, including content, features, or availability, at any time and at our sole discretion, without notice or obligation.
We make no guarantee that the Services will be continuously available or free from interruption. Downtime, delays, or technical errors may occur due to maintenance or factors beyond our control.
You acknowledge and accept that we shall not be liable for any loss, damage, or inconvenience caused by an inability to access or use the Services.
Nothing in these Legal Terms obliges us to maintain or update the Services.
Limitations of Liability
To the fullest extent permitted by law, the Services are provided strictly on an “as is” and “as available” basis, without warranties of any kind.
You agree that use of the Services is entirely at your own risk.
We expressly disclaim all liability for any loss or damage arising out of or in connection with your use of the Services, including but not limited to:
- Errors, omissions, or inaccuracies in content,
- Interruptions, downtime, or technical failures,
- Reliance on any listings, content, or information provided,
- Loss of profits, revenue, goodwill, data, business opportunities, or anticipated savings,
- Any indirect, incidental, or consequential damages.
Nothing in these Legal Terms shall exclude liability where such exclusion is prohibited by law.
Termination of Service
We reserve the right to suspend, restrict, or permanently terminate your access to the Services, remove listings, or close your account at any time and without notice.
Grounds for termination include, but are not limited to:
- Breach of these Terms and Conditions,
- Fraudulent, abusive, harmful, or unlawful conduct,
- Actions that may damage the integrity or reputation of the platform.
Upon termination, all rights granted to you shall cease immediately.
Subscriptions
Billing and Renewal
Subscriptions will automatically renew on a recurring basis unless cancelled. By subscribing, you authorise automatic billing for each cycle without further approval.
Cancellation
You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period. No refunds will be provided.
Fee Changes
We reserve the right to adjust subscription fees at any time. Continued use of the Services constitutes acceptance of any revised fees.
Third-Party Services and No Liability for Disputes
insuranceagencycasper.com operates solely as an independent informational directory platform. We do not provide insurance services, financial advice, or act as an agent, broker, or intermediary of any insurance provider listed on the platform.
Any contact, engagement, or contractual relationship entered into between a user and a listed provider is undertaken entirely at the user’s own discretion and risk. All such arrangements are strictly between those parties.
We expressly disclaim all responsibility and liability for any dispute, claim, complaint, loss, or damage arising out of or in connection with services provided by any third party listed on this platform. This includes, without limitation, matters relating to policy terms, coverage, pricing, advice, claims handling, or service quality.
You agree that insuranceagencycasper.com shall not be liable for, or involved in, any claim or legal proceedings arising from your interaction with any service provider identified through the platform.
Nothing in these terms shall exclude or limit liability where such exclusion is prohibited by law.